How she works
Four steps from “where did it all go” to a checkout you actually think about.
One budget. She guards it.
Tell her the number and the weak spots. She doesn’t lecture, she steps in at the exact moment your thumb is hovering over “buy now.” The rule you set sober, enforced when you’re not.
Right before you tap pay.
The 11pm impulse cart, the third coffee subscription, the “it’s basically free” sale. She clocks the pattern and pings you in the moment, with the number, so the dopamine has to get past a fact first.
The subscriptions you forgot you had.
She goes through the small recurring stuff bleeding you dry. The trial you forgot to cancel, the app you used twice. She lists them, you kill them in one pass.
Proof the leak is closed.
End of the month she sends what you didn’t spend. Impulse buys parked, subscriptions cut, the gap between what you made and what you kept finally shrinking.